Stripe disabled my payouts because information is past due
Required verification information is past due. Stripe disabled capabilities because required identity/business fields were not provided by the deadline. This is the most common — and most fixable — reason for disabled payouts.
How to confirm this is your code
Stripe exposes the code in the requirements.disabled_reason field of your
Account object. Check it with a direct API call —
GET /v1/accounts/{ACCOUNT_ID} — or connect
Opsidion read-only and it reads the field for you, along with the
verification errors, capability state, and 90 days of risk signals that explain
why Stripe set it. The dashboard banner usually paraphrases this code, but the
field itself is the source of truth.
The playbook
- Open Dashboard → Settings → Business (or the banner notification) and complete every field listed under 'Information needed'.
- Capabilities are restored automatically once verification passes, typically within minutes to a few days.
Typical timeline
Minutes to a few days after submission
Get the full diagnosis, not just the code
The code tells you the category; it doesn't tell you which charge pattern, website issue, or verification field caused it. Opsidion's $49 diagnosis ranks every probable cause from your account's own signals — and auto-refunds if it finds nothing assessable.
Frequently asked
What does requirements.past_due mean on a Stripe account?
Stripe disabled capabilities because required identity/business fields were not provided by the deadline. This is the most common — and most fixable — reason for disabled payouts.
How do I fix a Stripe account with disabled_reason requirements.past_due?
Open Dashboard → Settings → Business (or the banner notification) and complete every field listed under 'Information needed'. Capabilities are restored automatically once verification passes, typically within minutes to a few days.
How long does requirements.past_due take to resolve?
Minutes to a few days after submission
Related codes
listed— Account flagged by a watchlist match — under verificationunder_review— Account is under Stripe review (not rejected)requirements.pending_verification— Stripe is verifying submitted information- All disabled_reason codes