For businesses blocked, restricted — or at risk

When a platform blocks your business, we get you answers.

Payment processors, marketplaces and app stores can restrict your account overnight — revenue stops, funds get held, and support goes quiet. Opsidion tells you what's putting your account at risk, why it was restricted, and exactly how to fix it. Live for Stripe today, more platforms coming.

Read-only — we never see your secret key Revoke anytime from Stripe Demo needs no signup
opsidion · risk audit live
account risk score
62/100
elevated
Geographic failure clusters CA · 74% failing
Dispute-rate thresholds 1.65% > 0.75%
Prohibited / restricted screening 3 categories
Blocked-account diagnosis cause + fix
dispute rate 1.65%
payouts active
Built for small businesses that live on their platform accounts
The problem

Getting blocked isn't an inconvenience. It's existential.

Revenue stops overnight

One automated decision and your checkout is dead, your payouts are paused, and your funds are held — sometimes for months. For a small business, that's not friction; it's a threat to the business itself.

Nobody tells you why

Enforcement is driven by regulatory and risk obligations you never see. The gap between what the platform expects and what you understand keeps widening — and the notice you get rarely explains what actually triggered it.

Support has left the building

As platforms automate more, human support gets slower and more generic exactly when you need it most. Appeals disappear into queues while your business waits.

What we do

Three ways out — before, during, and after trouble.

Proactive risk assessment

Link your account and we score the same signals the platform's risk team weighs — so you fix problems on your own schedule, before an algorithm finds them for you.

Diagnostic & remediation engine

Already restricted? We connect to the account, read the platform's own restriction signals, rank the probable causes, and hand you the remediation path for each one.

Specialist-driven troubleshooting

Paste an error, a warning email, or describe what's happening — and get a specific, expert answer instead of a ticket number. The support the platform should have given you.

Platforms

Live for Stripe. More platforms on the way.

Live

Stripe

Full risk audit, restriction diagnosis and troubleshooting — available today.

Coming soon

PayPal

Limitations, holds and reserve reviews.

Coming soon

Shopify

Store suspensions and payment holds.

Coming soon

Square

Account deactivations and disputes.

Coming soon

Apple App Store

Rejections and developer account issues.

Coming soon

Google Play

App removals, suspensions and strikes.

How it works on Stripe

From OAuth to action plan in minutes.

01

Connect

Authorize with Stripe OAuth in about thirty seconds. Read-only scope, revocable from your Stripe dashboard at any time.

02

We replay 90 days

Charges, disputes, Radar signals, capability states and your public website — weighed the way Stripe's own risk review weighs them.

03

Get the report

A scored report with evidence for every finding and the exact remediation steps — yours to keep, export and share.

What we check on Stripe

Every signal their risk team weighs. Weighed first by you.

Geographic failure clusters

Card-testing and country-mismatch patterns surfaced exactly the way Radar clusters them.

Dispute-rate thresholds

Your dispute rate tracked against Stripe's 0.75% monitoring line — before the monitoring program does it for you.

Prohibited & restricted screening

Your website checked against Stripe's prohibited and restricted business list, category by category.

Payout & capability states

Charges-vs-payouts capability states, sanctions signals and IP-mismatch checks, decoded into plain language.

Blocked-account diagnosis

Stripe's official restriction codes read and ranked by probable cause — with the recovery path for each.

Remediation playbook

Every finding ships with evidence and the exact next steps, ready to hand to your team or your Stripe contact.

Two reports

Two reports, depending on how bad it is.

Pre-emptive

Risk audit — $29

For live accounts. A 0–100 underwriting score built from geographic failure clusters, fraud decline codes, dispute rate vs. the 0.75% / 0.9% intervention thresholds, early fraud warnings, and a policy screen of your website. Every finding ships with remediation steps.

Restricted

Account diagnosis — $49

For accounts already blocked, paused, or offboarded. Ranks probable causes from Stripe's own signals — the disabled_reason code, capability state, verification errors, sanctions exposure, website violations. If the engine finds no assessable cause, it refunds itself automatically.

Reference

The restriction reasons, decoded.

Stripe records the machine-readable reason for every restriction in requirements.disabled_reason on your account. We keep a playbook for each code:

All 12 reason codes →

Don't let a platform decide your business is over.

Run the audit Stripe will eventually run on you — or find out why they already did, and what gets you unblocked.

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